Unless otherwise indicated,the Site is our proprietary property and all source code,databases, functionality,software, website designs,audio, video, text,photographs, and graphics on the Site (collectively,the "Content") and the trademarks,service marks,and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright andtrademark laws and various other intellectualproperty rights and unfair competition laws of the United States,international copyright laws, and internationalconventions. The Content and the Marks are provided on the Site "AS IS" for your information and personaluse only. Except as expressly provided in these Terms of Use,no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished,uploaded,posted,publicly displayed, encoded, translated, transmitted,distributed, sold, licensed,or otherwise exploited for any commercial purpose whatsoever, without our express prior wr itten permission

Provided that you are eligible to use the Site,you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal,non-commercial use. We reserve all rights not expressly granted to you in and to the Site,the Content and the Marks.

By using the Site,you represent andwarrant that (1) all registration information you submit will be true,accurate, current,and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary;(3) you have the legal capacity and you agree to comply with these Terms of Use;(4) you are not a minor in the jurisdiction in which you reside,or if a minor,you have received parental permission to use the Site;(5) you will not access the Site through automated or non-human means,whether through a bot,script, or otherwise;(6) you will not use the Site for any illegalor unauthorized purpose; and (7) your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue,inaccurate,not current, or incomplete, we have the right to suspend or terminate your account and refuse any and allcurrent or future use of the Site (or any portion thereof)

You may be required to register with the Site. You agree to keep your password confidentialand will be responsible for all use of your account and password. We reserve the right to remove,reclaim, or change a username you select if we determine,in our sole discretion, that such username is inappropriate,obscene,or otherwise objectionable

You may not access or use the Site for any purpose other than that for w hich we make the Site available. The Site may not be used in connection wi any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Site,you agree not to

• Systematically retrieve data or other content from the Site to create or compile, directly or indirectly,a collection, compilation,database, or directory without written permission from us.
• Trick, defraud, or mislead us and other users,especially in any attempt to learn sensitive account information such as user passwords
• Circumvent, disable,or otherwise interfere with security-related features of the Site,including features that prevent or restrict the use or copyi1 of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
• Disparage,tarnish,or otherwise harm, in our opinion,us and/or the Site.
• Use any information obtained from the Site in order to harass,abuse,or harm another person.
• Make improper use of our support services or submit false reports of abuse or misconduct
• Use the Site in a manner inconsistent with any applicable laws or regulations.
• Engage in unauthorized framing of or linking to the Site.
• Upload or transmit (or attempt to upload or to transmit) viruses,Trojan horses,or other material,including excessive use of capital letters and spamming (continuous posting of repetitive text),that interferes with any party's uninterrupted use and enjoyment of the Site or modifies,imp<: disrupts,alters,or interferes with the use, features,functions,operation, or maintenance of the Site.
• Engage in any automated use of the system,such as using scripts to send comments or messages,or using any data mining,robots, or simil; data gathering and extraction tools.
• Delete the copyright or other proprietary rights notice from any Content
• Attempt to impersonate another user or person or use the username of another user.
• Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation,clear graphics interchange formats ("gifs"), 1x 1 pixels, web bugs,cookies,or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms")
• Interfere with,disrupt,or create an undue burden on the Site or the networks or services connected to the Site.
• Harass,annoy,intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you
• Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site,or any portion of the Site.
• Copy or adapt the Site's software, including but not limited to Flash,PHP, HTML,JavaScript,or other code.
• Except as permitted by applicable law, decipher,decompile,disassemble,or reverse engineer any of the software comprising or in any way making up a part of the Site.
• Except as may be the result of standard search engine or Internet browser usage, use,launch,develop,or distribute any automated system, including without limitation,any spider, robot,cheat utility, scraper,or offline reader that accesses the Site,or using or launching any unauthorized script or other software.
• Use a buying agent or purchasing agent to make purchases on the Site.
• Make any unauthorized use of the Site,including collecting usernames and/or emailaddresses of users by electronic or other means for the purpose of sending unsolicited email,or creating user accounts by automated means or under false pretenses .
• Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise
• Use the Site to advertise or offer to sellgoods and services.

The Site does not offer users to submit or post content We may provide you with the opportunity to create,submit, post,display, transmit,perform, publish,distribute, or broadcast content and materials to us or on the Site,including but not limited to text,writings, video, audio,photographs, graphics, comments,suggestions, or personal information or other material (collectively,"Contributions"). Contributions may be viewable by other users of the Site and through third-party websites .As such,any Contributions you transmit may be treated in accordance with the Site Privacy Policy When you create or make available any Contributions,you thereby represent andwarrant that

• The creation, distribution,transmission, public display,or performance,and the accessing,downloading,or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyr ight,patent, trademark,trade secret,or moral rights of any third party
• You are the creator and owner of or have the necessary licenses,rights, consents,releases,and permissions to use and to author ize us,the Site,and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms of Use.
• You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms of Use
• Your Contributions are not false,inaccurate,or misleading
• Your Contributions are not unsolicited or unauthorized advertising, promotional materials,pyramid schemes,chain letters, spam,mass mailings, or other forms of solicitation.
• Your Contributions are not obscene,lewd,lascivious, filthy,violent, harassing, libelous,slanderous,or otherwise objectionable (as determined by US)
• Your Contributions do not ridicule,mock,disparage, intimidate,or abuse anyone
• Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
• Your Contributions do not violate any applicable law,regulation,or rule.
• Your Contributions do not violate the privacy or publicity rights of any third party
• Your Contributions do not violate any applicable law concerning child pornography,or otherwise intended to protect the health or well-being of minors.
• Your Contributions do not include any offensive comments that are connected to race, national origin, gender,sexualpreference,or physical handicap
• Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use,or any applicable law or regulation.

Any use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things,termination or suspension of your rights to use the Site

You and the Site agree that we may access,store,process,and use any information and personaldata that you provide following the terms of the Privacy Policy and your choices (including settings).

By submitting suggestions or other feedback regarding the Site, you agree that we can use and share such feedback for any purpose without compensation to you.

We do not assert any ownership over your Contributions. You retain fullownership of all of your Contributions and any intellectualproperty rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.

We may provide you areas on the Site to leave reviews or ratings. When posting a review,you must comply with the following criteria:

1. you should have firsthand experience with the person/entity being reviewed;
2. your reviews should not contain offensive profanity, or abusive,racist,offensive,or hate language;
3. your reviews should not contain discriminatory references based on religion,race,gender,national origin, age, marital status,sexual orientation, or disability;
4. your reviews should not contain references to illegal activity;
5. you should not be affiliated with competitors if posting negative reviews;
6. you should not make any conclusions as to the legality of conduct;
7. you may not post any false or misleading statements;and
8. you may not organize a campaign encouraging others to post reviews, whether positive or negative

We may accept,reject, or remove reviews in our sole discretion. We have absolutely no obligation to screen reviews or to delete reviews,even if anyone considers reviews objectionable or inaccurate. Reviews are not endorsed by us, and do not necessarily represent our opinions or the views of any of our affiliates or partners We do not assume liability for any review or for any claims,liabilities,or losses resulting from any review By posting a review, you hereby grant to us a perpetual,non-exclusive,worldwide,royalty-free, fully-paid,assignable, and sublicensable right and license to reproduce,modify,translate,transmit by any means,display,perform,and/or distribute all content relating to reviews.

As part of the functionality of the Site, you may link your account with online accounts you have with third-party service providers (each such account,a ''Third-Party Account") by either (1) providing your Third-Party Account login information through the Site;or (2) allowing us to access your Third-Party Account,as is permitted under the applicable terms and conditions that govern your use of each Third-Party Account You represent and warrant that you are entitled to disclose your Third-Party Account login information to us and/or grant us access to your Third-Party Account,without breach by you of any of the terms and conditions that govern your use of the applicable Third-Party Account,andwithout obligating us to pay any fees or making us subject to any usage limitations imposed by the third-party service provider of the Third-Party Account By granting us access to any Third-Party Accounts,you understand that (1) we may access,make available,and store (if applicable) any content that you have provided to and stored in your Third-PartyAccount (the "Social Network Content") so that it is available on and through the Site via your account,including without limitation any friend lists and (2) we may submit to and receive from your Third-PartyAccount additional information to the extent you are notified when you link your account with the Third-Party Account Depending on the Third-Party Accounts you choose and subject to the privacy settings that you have set in such Third-PartyAccounts ,personally identifiable information that you post to your Third-Party Accounts may be available on and through your account on the Site. Please note that if a Third-Party Account or associated service becomes unavailable or our access to such Third Party Account is terminated by the third-party service provider,then Social Network Content may no longer be available on and through the Site. You will have the ability to disable the connection between your account on the Site and your Third-Party Accounts at any time. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOC IATED WITHYOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BYYOURAGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS. We make no effort to review any Social Network Content for any purpose, including but not limited to,for accuracy,legality,or non-infringement,and we are not responsible for any Social Network Content You acknowledge and agree that we may access your emailaddress book associated with a Third-Party Account and your contacts list stored on your mobile device or tablet computer solely for purposes of identifying and informing you of those contacts who have also registered to use the Site. You can deactivate the connection between the Site and your Third-PartyAccount by contacting us using the contact information below or through your account settings (if applicable) We will attempt to delete any information stored on our servers that was obtained through such Third-Party Account,except the username and profile picture that become associated with your account

You acknowledge and agree that any questions,comments ,suggestions,ideas,feedbac k, or other information regarding the Site ("Submissions") provided by you to us are non-confidential and shall become our sole property We shall own exclusive rights,including all intellectual property rights, and shallbe entitled to the unrestricted use and dissemination of these Submissions for any lawfulpurpose,commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions,and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.

We reserve the right, but not the obligation, to (1) monitor the Site for violations of these Terms of Use;(2) take appropriate legal action against anyone who,in our sole discretion,violates the law or these Terms of Use, including without limitation,reporting such user to law enforcement authorities;(3) in our sole discretion and without limitation,refuse,restrict access to, limit the availability of,or disable (to the extent technologically feasible) any of your Contributions or any portion thereof;(4) in our sole discretion and withoutlimitation,notice,or liability,to remove from the Site or otherwise disable all files and content that are excessive in size or are in anyway burdensome to our systems;and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.

We care about data privacy and security By using the Site, you agree to be bound by our Privacy Policy posted on the Site,which is incorporated into these Terms of Use. Please be advised the Site is hosted in India. If you access the Site from any other region of the world with laws or other requirements governing personaldata collection,use,or disclosure that differ from applicable laws in India, then through your continued use of the Site, you are transferring your data to India, and you agree to have your data transferred to and processed in India.

These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITINGANY OTHER PROVISION OF THESE TERMS OF USE,WE RESERVE THE RIGHT TO,IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY,DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IPADDRESSES),TO ANY PERSON FOR ANY REASON OR FOR NO REASON,INCLUDING WITHOUT LIMITATION FOR BREACH OFANY REPRESENTATION,WARRANTY,OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME,WITHOUT WARN ING,IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason,you are prohibited from registering and creating a new account under your name,a fake or borrowed name,or the name of any third party,even if you may be acting on behalf of the third party In addition to terminating or suspending your account,we reserve the right to take appropriate legal action,including without limitation pursuing civil,criminal,and injunctive redress .

We reserve the right to change,modify,or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification,price change,suspension,or discontinuance of the Site.

We cannot guarantee the Site will be available at all times. We may experience hardware,software,or other problems or need to perform maintenance related to the Site,resulting in interruptions,delays, or errors. We reserve the right to change,revise, update,suspend,discontinue,or otherw ise modify the Site at any time or for any reasonwithout notice to you You agree that we have no liability whatsoever for any loss, damage,or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or to supply any corrections,updates, or releases in connection therewith.

These Terms shall be governed by and defined follow ing the laws of India. Skyway business solutions and yourself irrevocably consent that the courts of India shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

You agree to irrevocably submit alldisputes related to Terms or the relationship established by this Agreement to the jurisdiction of the India courts. Skyway business solutions shallalso maintain the right to bring proceedings as to the substance of the matter in the courts of the country where you reside or,if these Terms are entered into in the course of your trade or profession,the state of your principal place of business.

There may be information on the Site that contains typog raphicalerrors,iniaccuracies, or omissions,including descr iptions,pricing,availability, and various other information. We reserve the right to correct any errors,inaccuracies,or omissions and to change or update the information on the Site at any time, without prior notice.

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOUAGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK TO THE FULLEST EXTENT PERMITTED BY LAW,WE DISCLAIM ALL WARRANTIES,EXPR ESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF,INCLUDING, WITHOUT LIMITATION,THE IMPLIED WARRANTIES OF MERCHANTAB ILITY, FITNESS FOR A PARTICULAR PURPOSE,AND NON-INFRINGEMENT WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OFTHE SITE'S CONTENT OR THE CONTENT OFANY WEBSITES LINKED TO THE SITE AND WE WILLASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS,MISTAKES,OR INACCURACIES OF CONTENTAND MATERIALS,(2) PERSONAL INJURY OR PROPERTY DAMAGE,OF ANY NATURE WHATSOEVER,RESULTING FROM YOUR ACCESS TOAND USE OF THE SITE,(3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN,(4)ANY INTERRUPTION OR CESSATION OF TRANSM ISSION TO OR FROM THE SITE,(5) ANY BUGS,VIRUSES,TROJAN HORSES,OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY,AND/OR (6)ANY ERRORS OR OMISSIONS IN ANY CONTENTAND MATERIALS OR FOR ANY LOSS OR DAMAGE OFANY KIND INCURRED AS A RESULT OF THE USE OFANY CONTENT POSTED, TRANSMITTED,OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE,GUARANTEE,OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE,ANY HYPERLINKED WEBSITE,OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING,AND WE WILL NOT BEA PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.AS WITH THE PURCHASE OFA PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPR IATE.

IN NO EVENT WILL WE OR OUR DIRECTORS,EMPLOYEES,OR AGENTS BE LIABLETO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL,EXEMPLARY,INCIDENTAL,SPECIAL,OR PUNITIVE DAMAGES,INCLUDING LOST PROFIT,LOST REVENUE, LOSS OF DATA,OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE,EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You agree to defend,indemnify,and hold us harmless, including our subsidiaries,affiliates, and all of our respective officers,agents,partners,and employees,from and against any loss,damage,liability,claim,or demand,including reasonable attorneys' fees and expenses,made by any third party due to or arising out of (1) use of the Site;(2) breach of these Terms of Use; (3) any breach of your representations and warranties set forth in these Terms of Use;(4) your violation of the rights of a third party, including but not limited to intellectual property rights;or (5) any overt harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing,we reserve the right,at your expense,to assume the exclusive defense and controlof any matter for which you are required to indemnify us, and you agree to cooperate,at your expense,with our defense of such claims. We will use reasonable efforts to notify you of any such claim,action,or proceeding which is subject to this indemnification upon becoming aware of it

We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site,as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

Visiting the Site,sending us emails,and completing online forms constitute electronic communications. You consent to receive electronic communications,and you agree that allagreements, notices,disclosures,and other communications we provide to you electronically,via emailand on the Site,satisfy any legal requirement that such commun ication be in writing YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS,ORDERS,AND OTHER RECORDS,AND TO ELECTRON IC DELIVERY OF NOTICES,POLICIES,AND RECORDS OF TRANSACT IONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You herebywaive any rights or requirements under any statutes, regulations,rules,ordinances, or other laws in any jurisdiction which require an originalsignature or delivery or retention of non-electronic records,or to payments or the granting of credits by any means other than electronic means.

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd ,Suite N 112, Sacramento,California 95834 or by telephone at (800) 952-5210 or (916) 445- 1254.

These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss,damage,delay,or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void,or unenforceable,that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is nojoint venture, partnership,employment or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties hereto to execute these Terms of Use.

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site,please contact us at